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Applying for a commercial mortgage with NatWest

The process of getting a commercial mortgage with NatWest

  1. 01

    Get in touch with us about a Commercial Mortgage

    If you are ready to apply for a commercial mortgage, or you wish to switch your commercial mortgage with us, enquire online and our team will get in touch to talk through solutions tailored to your business and the property you want to buy.

  2. 02

    Meeting your Relationship Manager

    When you decide on us as your commercial mortgage provider, you will be assigned one of our expert  Relationship Managers who will support you every step of the way in your commercial mortgage application process. They will ensure we understand your goals, needs and objectives as best as we can, in order to help us create a deal that works for you. 

  3. 03

    Submitting commercial mortgage application

    Once you submit the application, you will receive your quotations and your Relationship Manager will collect any further information that is required. Once this is sorted, your Relationship Manager will pass this onto our credit team for review.

  4. 04

    Commercial mortgage application outcome

    After the credit team reviews your documentation, your Relationship Manager will contact you to discuss the application outcome, terms and condition, as well as any next steps that need to be taken if applicable.

  5. 05

    Receiving your funds

    Once all of the documentation has been returned and any conditions are satisfied, your Relationship Manager will confirm that funds have been paid to your business bank account.

Information you’ll need to apply for a commercial mortgage

  1. 01

    Contact and business details

    We need your basic contact information, along with details about your business such as your business’ name, the type of organisation it is and its address. You can also provide us a Companies House number to make the process easier.

  2. 02

    Turnover in the last 12 months

    We'll ask you to provide turnover figures to get a better understanding of which team will be right for your application. If you are a startup or your business is less than 12 months old, you can use the aggregated amount based on current trading performance.

  3. 03

    Business annual profit details

    We will also ask for a figure of your earnings before interest, taxes, depreciation, and amortization (EBITDA) from the last 12 months. For startups or new businesses, you may use the aggregated amount up to date. 

Get in touch with us about a Commercial Mortgage

If you are ready to apply for a commercial mortgage, or you wish to switch your commercial mortgage with us, enquire online and our team will get in touch to talk through solutions tailored to your business and the property you want to buy.

Additional support for your business

Thinking about Business premises?

There are several factors to consider before you decide on your business premises. We could help with the decisions and suggest ways you could finance it.

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Understand commercial re-mortgaging

Commercial re-mortgaging is a refinancing method for mortgages secured against commercial real estate. Find out more about commercial re-mortgaging with us.

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NatWest Commercial Mortgage

Owning your own premises could be a great way of growing your business without the constraints of renting. Find out more about commercial mortgages.

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Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 711 4477

For more information visit the accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.