Complete home improvements
Want to learn more about adding value to your home, the different costs involved and energy saving ideas? Then take a look at our home improvements guide.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Additional borrowing allows you to apply for more money on your existing mortgage for an agreed purpose. Let's take a look at some of the key details.
Additional borrowing is only available on a capital and interest repayment basis. The longer the mortgage term, the more interest you will pay on the capital borrowed. Applications are subject to underwriting and must meet our current lending requirements.
You can now apply for additional borrowing on your residential mortgage online or through the app. Alternatively, you can call us to speak to one of our qualified mortgage advisers.
Want to learn more about adding value to your home, the different costs involved and energy saving ideas? Then take a look at our home improvements guide.
Are you looking to buy a second/rental property? Take a look at our second home mortgage options.
Looking to buy a new or used car? We've put together some tips to help you make the right choice.
We can consider lending you money to pay off a number of existing debts and bring together under a single payment with your mortgage. This is known as 'Debt Consolidation'.
Think carefully before securing other debts against your home. Consolidating debt may reduce your outgoings now, however you may pay more interest over your mortgage term.
For residential mortgages, if you are confident in making the decision yourself, you can apply via the app or through online banking.
However, if you have:
You can still receive an indication of costs for any new borrowing via our online application but you will need to speak to one of our qualified mortgage advisers in order to consider your application.
If you have:
You will need to call us to speak to our mortgage team to consider your application.
To apply via the app, just follow the two simple steps below.
Available on selected devices.
Alternatively, you can apply online.
For residential mortgages, if you are confident in making the decision yourself, you can apply via the app or through online banking.
However, if you have:
You can still receive an indication of costs for any new borrowing via our online application but you will need to speak to one of our qualified mortgage advisers in order to consider your application.
If you have:
You will need to call us to speak to our mortgage team to consider your application.
Alternatively, you can apply online.
For residential mortgages, if you are confident in making the decision yourself, you can apply via the app or through online banking.
However, if you have:
You can still receive an indication of costs for any new borrowing via our online application but you will need to speak to one of our qualified mortgage advisers in order to consider your application.
If you have:
You will need to call us to speak to our mortgage team to consider your application.
Alternatively, you can apply online.
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