Accomplish more with our Business bank account

A new account usually takes around 5-10 days to open, though if any of the following apply to your application, we may need extra information from you and this could impact the opening timelines: 

• You have more than 2 individuals detailed as owners/officials
• You take cash payments
• You undertake overseas transactions
• You are a Club, Society, Charity, Non Personal Trust (we are unable to open accounts for Personal Trusts)

• Once you’ve submitted your application, you’ll get an email confirmation.
• If any information is missing, we’ll contact you by phone, email, or SMS. We’ll be unable to process your application until we have all the information we need.
• Unless you're a single party, you'll be required to complete a mandate, and possibly a tax declaration. You'll also have to acknowledge our Business bank account terms. You can complete these tasks digitally via Adobe e-sign.
• Once we've opened your account, we’ll send you an email with the account details. Your debit card and Online Banking details will arrive shortly after.
• If we can't progress your application, we'll notify you by email. 

• Give a detailed description of your business in your application.
• If you’re a start-up, provide a realistic estimate on your turnover.  We know this can be challenging, but your best estimate will help us process your application faster.
• Provide clear and detailed information, particularly in the Trading Activity section of the application.
• Make sure any additional parties linked to the account return the required documents.
• If we ask for any further information via phone or email after you’ve submitted your application, try to do this promptly.
• For personal identification after the application, read the onscreen prompts within Mitek, our trusted online identification and security partner, to understand what document types are valid.
• Check for updates on the application hub.

• Providing incorrect or expired documents
• Giving incomplete or limited information about your business
• Having an adverse credit score
• Dishonesty and fraud
• Being linked to a certain business type or country

You can use our application centre to:

• continue your application
• check the status of your account opening process
• receive the latest updates about your application 
• find out more about your main account and other accounts, including deposit accounts

Use the same details that you created when you applied for your business account to log in

If you haven’t already set up access to your online application centre, create a login

Yes. The Current Account Switch Service makes moving your business bank account to NatWest really easy. To find out about switching, check out the Current Account Switch Service.

Online Banking gives you all the tools needed to manage your money online. It allows you to view balances, make payments, transfer money between accounts and access historic statements (up to 7 years). It’s suitable for customers who manage a lower volume or value of payments. In order to set up an Online Banking, the application form should be completed.

Customers need to have the NatWest account details to register. If a customer have a valid mobile number, we'll send an activation code by text. If they don't, we'll send one by post.

Once registered a customer can order a card reader and then they’re ready to use the Online Banking service.

With Bankline you can view all your accounts on one profile, create multiple users with customised roles and make payments of all sizes securely. It’s a digital platform designed to put you in control of your business finances. There’s a monthly service fee, based on the number of accounts you register. It is suitable for customers managing a higher volume or value of payments.

Apply for Bankline.

Yes. To register for the mobile app, you'll need your 10-digit customer number, your 4-digit PIN, your Online Banking password and your mobile phone number. Download the app and send yourself a link.

App available to customers with compatible iOS and Android devices and a UK or international mobile number in specific countries. 

You can apply for an arranged overdraft via our simple online form. Applications for a business overdraft are subject to approval. If you apply for credit facilities, security may be required and product fees may apply. 

Find out more about applying for a new business overdraft.

If you already have an existing business overdraft with us, you can apply to change the limit.

If you are an existing customer with a Loan Servicing Account which has been opened to service the business loan, you might be eligible for the account conversion. Please contact the Businessline Team / Relationship Manager who will be able to advise you on the process. 

You’ll need the personal details of all of the partners, members or directors of the business (including their home addresses for the last 3 years). You’ll also need your business details, including your Company’s Registration Number (provided by Companies House) if you’re a limited company. All the details are in the "Apply now" section, which will help you to prepare.