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Do more with a Community bank account
NatWest Community account is available to account holders who are over 18. Eligibility criteria and Terms apply. Click apply now for more information. To qualify for free banking on everyday transactions, at least one of the parties named in the application must be an existing NatWest personal or business banking customer and your community account's annual credit turnover is less than £100,000. The app is available with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Free banking on everyday transactions is subject to status. It means the charges for day to day running of your account (known as your service charges) won’t apply. Charges for unarranged overdrafts, Bankline, international payments and any additional services are not part of the free banking offer. Subject to the terms and conditions of the account, we’ll always give you at least 60 days notice of any changes to the service charge tariff that will apply to your account before you start to incur charges.
Free accounting software? Yes please.
FreeAgent accounting software makes it easy to stay on top of your business finances and has been named the Friendliest Software of the Year*. As a NatWest business current account holder, you can access this software for free** for as long as you retain your bank account. Key features include:
Invoices, expenses and bank accounts in one place
Cashflow overview and 90-day cashflow forecast
Tax Timeline and Making Tax Digital-compliant tax returns
* Insitute of Certified Bookkeepers Luca Awards 2023
** Optional add-ons may be chargeable
This account in detail…
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Contactless debit card
Need to pay for business purchases in shops and online or withdraw cash? That’s where the contactless debit card comes in handy. Use Apple Pay and Google Pay™ for payments with your phone.
Chequebook and paying in book
You can have a chequebook and a paying in book too (useful If you’re receiving cash or cheques).
Authorise signatories
Authorise up to four individuals as signatories on the account.
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Managing cashflow is easy
Because you can access your account 24/7 online or through the app, you know exactly where you stand. You can see what’s gone out, what’s come in and what invoices have been paid.
Free banking on everyday transactions
If you’re a not for profit organisation with an annual turnover that doesn’t go over £100,000, you could qualify for free banking on everyday transactions. If you have a turnover above £100,000, you will move on to our Standard Tariff after being provided with a 60-day notice period.
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Useful info about this account
Managing your business finances has never been easier
Visit our servicing hub for instant access to managing your business accounts, loans, credit cards and any other business service you have from NatWest.
Free banking on everyday transactions for 2 years when you switch to us
If you've got an annual turnover of up to £2m and switch your business account to us using the full Current Account Switch Service, we'll give you 2 years of free banking on everyday transactions.
Everything will be moved across from your old account to your new account for you, all within 7 working days, including Direct Debits and Standing Orders.
Switch offer is not available to customers switching a Royal Bank of Scotland or Ulster Bank business current account to NatWest.
Current Account Switch Guarantee (PDF, 40KB)
Your Guide to switching your account to us (PDF, 2.3MB)
Social and Community Capital
We’re sure you’ll make a big positive impact, but sometimes it's difficult to get the finance you need to grow. We can offer support and alternative funding.
Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only.
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Join our community of entrepreneurs
We offer a range of programmes and helpful tools, plus you could tap into a network of specialists and like-minded peers who could offer help and guidance.
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