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Premier Banking
Compare our Premier bank accounts
More than just your everyday bank account
One-to-one support for more complex financial decisions.
Everyday banking tasks made easier with our Mobile Banking app. Criteria applies.
No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency.
Arranged overdraft with £500 interest-free buffer available (subject to status).
Round the clock help, online or over the phone.
No monthly fee.
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To apply, you must be 18+ and a UK resident. Overdraft: Representative APR: 20.1% (Variable). Other charges may apply. How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
To open a Premier account you'll need...
To be 18+, a permanent UK resident and meet one of the following:
Income
Minimum £100k sole income or £120k joint income paid into your NatWest account.
Mortgage borrowings
£500k minimum mortgage borrowing with us.
Savings or Investments
Minimum £100k savings or investments held with us.
Premier Reward accounts
Bank accounts packed with benefits combined with our Premier Banking service to help you achieve your financial goals.
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To apply, you must be 18+ and a UK resident.
Premier Reward account
For new and existing customers
For a £2 monthly fee, you'll get:
£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.
£1 a month back in Rewards when you log in to our Mobile Banking app.
Earn at least 1% at partner retailers when you use your NatWest debit card.
Convert Rewards into money by transferring it into your NatWest account.
You'll need to pay at least £1250 into your NatWest account every month.
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Premier Reward Black account
For existing current account customers only
Worldwide travel insurance and airport lounge access.
24/7 Black Concierge Service and cinema discount valid at over 250 UK cinemas.
UK & European car breakdown cover.
Home Emergency Service.
£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.
£1 a month back in Rewards when you log in to our Mobile Banking app.
Arranged overdraft with £500 interest-free buffer available (subject to status).
All of this and more for £36 a month. To apply you must be 18+ and a UK resident.
Overdraft: Representative APR: 20.1% (Variable). Other charges may apply. How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
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Switch to NatWest
The Current Account Switch Service will move everything from your old account into your new account within 7 working days.
If you have a current account with us, you can apply online to switch a current account held elsewhere into us via the Current Account Switch Service.
Visit our switching page for more information and to apply.
Joint accounts
If you're looking to share your account with another, a joint bank account could make sense.
Having a joint bank account is the same as having your own, except two people have control over the account, including any arranged overdraft (subject to approval).
You can apply for a new joint account or add someone to your existing current account.
To set up a joint account, you can only add someone to an existing current account.
Why choose Premier?
Premier Banking OpenClose
Tailored support
You'll have a team of Premier experts who get to know you, your current circumstances and any plans you might already have in place.
Help on hand 24/7
You'll also have a team of experts available online or on the phone to support you when and where you need it - no waiting, straight through.
Specialist teams
If you need help with something more complex, a Premier Manager can connect you with specialist teams to get the help you need.
I'm already a NatWest customer
If you're an existing NatWest customer you can talk to us about joining or changing your existing account.
Change my existing account
In need of a change? Take a look at our Premier accounts and see if one suits you. Follow the steps to 'change your account' from your preferred account page.
Talk to us about Premier
Already a NatWest customer? Speak to one of our team about joining Premier. We'll confirm a few details and arrange a time that suits to speak to one of our Premier Managers who'll help get you started with Premier.
Get the most from your account
Manage your account
Set-up your account or want to squeeze every last bit of goodness out of your account? We’ve got some useful tips.
MyRewards
Learn more about Rewards or find out how to set-up your MyRewards account. Find out everything you need to know.
Membership Services
Get the most from your packaged account benefits. Sign-up or log in to Membership Services and get started today.
Travelling abroad? Make the most of your break
Our tips and tools can help you get prepared, with everything from using your cards abroad to how to order foreign currency.
Financial Services Compensation Scheme
Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Read about the Financial Services Compensation Scheme (PDF, 3.8MB)
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