On this page
Flexible borrowing
Borrow from £25,001 to £10m on a fixed interest rate, with no upper limit on a variable interest rate
No early repayment fees
With our fixed and variable rate loans you won't pay any early repayment or closure fees.*
Eligibility Criteria applies.
What is a Fixed Rate Loan?
With a fixed rate loan the interest rate stays the same through out the loan so you always know how much you'll pay back.
- The stability of a fixed rate makes it easy to manage your cash flow and business costs
- The rate you pay depends on your individual circumstances
- Repayment terms up to 25 years
What is a Variable Rate Loan?
With a variable rate loan, the interest rate may vary as it changes in line with the NatWest bank base rate.
- As a more flexible option, your monthly repayments may go up and down
- The interest rate under our variable rate loan varies in accordance with the NatWest Bank base rate
- The rate you pay depends on your individual circumstances
- Repayment terms up to 25 years
Changes in the NatWest Bank base rate will affect the amount you need to pay to fully repay your loan. If you repay your loan from an account with NatWest or via Direct Debit, we will automatically adjust your repayments to reflect changes in the NatWest Bank base rate going forward (or, wherever possible, let you know if we are not able to do so for whatever reason). If you repay your loan via standing order from an externally banked account, we will be in touch to let you know the next steps required to adjust your repayments accordingly.
Enquire online in a few steps
Simply tell us about you, your business, how much you'd like to borrow, and we'll be in touch to talk through possible solutions tailored specifically to you.
Speak to our team
Discuss your needs with our dedicated team. If you have a Relationship Manager, you can always contact them directly.
Lines are open 9.00am – 5.30pm Monday to Friday (except public holidays).
Your top questions answered
Explore all our business loan options
We have a range of borrowing options that could suit your situation, including Business Overdrafts.
Invest in commercial premises
As a commercial property owner, you may benefit from increases in property value. This could be a great way to grow your business.
Start building your dream today
Apply for a business loan with your Online Banking details in just 10 minutes and get an instant decision. If approved, you could have the money within 24 hours.