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All credit card providers charge some form of interest for the cost of lending credit.
Some credit card deals offer interest free periods, but an interest rate will be charged at some point, usually when the offer ends.
Of course, if you clear your balance at the end of each month and continue to stay on top of your payments, you don’t have to pay interest at all.
What are the benefits of low interest rate credit cards?
Our range of credit cards
Head on over to our credit card hub to take a look at our range of credit cards. It's all here in one place.
Eligibility applies. Over 18s only.
Stay on top of your payments
Our credit card repayment calculator shows you how much your minimum payments could be each month. Just select your card type and it'll work out your interest rate and other fees to help you stay on top of your credit card transactions.
Applying for a credit card
Want to be prepared before starting your credit card application? We'll help you put the pieces together with our 5 step guide on how to get a credit card in the UK.
Our guide to credit cards
Want a bit more background detail about how credit cards work? In our handy guide, we run through the different types of credit cards and help you understand the basics, as well as offering you some useful tips.
Cost of living
If you are concerned about being unable to make your repayments on your NatWest credit card, we have lots of guidance and support to help you.