NatWest mortgages are available to over 18s. Your home may be repossessed if you do not keep up repayments on your mortgage.
Ready to start exploring your remortgaging options?
Step 1: Let's talk about comparing our rates
- Get a personalised indication of how much you could borrow in less than 10 minutes.
- It will not impact your credit score.
Step 2: Ready to apply for your remortgage?
- Apply online today or contact us to get advice.
- Save progress and come back whenever you like.
Find the right remortgage deal
The best place to start is our remortgage calculator. Use it to compare our range of mortgages and to see what your monthly repayments might be. Simply choose the 'planning to remortgage' option as you move through our calculator, to see an indication of the remortgage rates we may be able to offer you.
How remortgaging works
There's a few steps to take, depending on your circumstances. If you are unsure how remortgaging works then take a look at our step by step guide for more information on the process. We'll outline everything you need to do and consider when you remortgage with us.
Mortgage with us already?
If you want to look at your options for switching your current mortgage rate to a new deal with us, you can get started by logging in to manage your mortgage. If you are looking for information on additional borrowing, read our guide on how to borrow more on your NatWest mortgage.
What is remortgaging?
What is a remortgage?
A remortgage is when you change the mortgage you currently have on your property, by moving it to a new lender.
If you're coming to the end of your mortgage deal, you may want to consider a new deal with your current lender or a new lender. If you don't, you will typically move onto your lender's Standard Variable Rate (SVR), which may prove more expensive in the long run.
Already have your mortgage with us?
Instead of remortgaging, you could switch to a new deal with us...
Why should I remortgage?
There's a number of reasons that you may want to remortgage, here are some common ones.
- Your current mortgage deal is due to finish.
- You're currently on or within three months of moving onto your lender's Standard Variable Rate (SVR) and want to lock in a better rate.
- You want to borrow more money against your home.
- You want to release equity on your home.
- You want to change the number of years remaining on your mortgage.
You can learn more about why UK homeowners remortgage from the results of our 2020 survey.
Green Mortgages
Rewarding you for helping the environment.
For customers with energy efficient homes, we're offering discounted 2 year or 5 year fixed rate mortgages when you move your mortgage to us.
If you have a home with a valid Energy Performance Certificate (EPC) rating of A or B, you could be eligible to select a Green Remortgage product. Product fees apply.
The offer is only available on selected mortgages marked with ‘Green Remortgage’ and can be changed or withdrawn at any point. Max LTV 85%. Find out more about green mortgages
Get a personalised indication of how much you could borrow, compare our mortgage rates and find out what the saving could be with an Agreement in Principle. Early repayment charges may apply.
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