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When you're looking to take your business to the next level,  we're here to support you

Scaling

You're starting to scale

You're thinking about the future and what that means for your growth. Tap into our expertise at this stage of your business and discover how we could help you expand further. 

You've said that you've:

  • an equity investment or grant of over £1m, with some being received in the last 2 years.

and/or 

  • been growing at 20% year on year, with a turnover over £2m.

Funding and finance

Finance options for scaling

From instant access to cash with a business credit card for day-to-day expenses, or a business loan to fund an exciting new project, we could help you achieve your ambitious growth goals.

Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only.

Coutts Investment Club

High growth businesses can apply to receive direct investment from the Coutts Investment Club, which was set up to connect capital. If you're successful then you could receive direct independent investment.

Lombard Asset Finance

The UK's largest asset finance provider*, supporting businesses for over 160 years.

Whether you’re investing in vehicles, equipment or cutting-edge technology, Lombard's business finance solutions give you the tools that could help you grow and thrive.

*Asset Finance UK Top 50, 2022.

Security may be required. Product fees may apply. Subject to status, business use only.

UK Enterprise Fund

Coutts have teamed up with British Growth Fund (BGF), the UK's leading growth-stage investor to launch the UK Enterprise Fund and help power the growth of small and medium sized enterprises (SMEs).

Invoice discounting

Waiting for invoices to be paid can create cashflow problems for your business. Invoice discounting is a way to quickly release cash tied up in outstanding invoices, and get money to you fast, so you can keep growing.

Security may be required. Product fees may apply. Subject to status, business use only. Specific eligibility criteria apply.

Structured finance

We can introduce, structure and execute innovative financing and risk management strategies for your business, drawing on our insights into regional, national and international markets and current funding solutions.

Finance is subject to status. Security may be required. Product fees may apply.

Venture & Growth Finance

Enabling entrepreneurs to take their business further, NatWest Venture & Growth Finance could provide financing of up to £15m for up to 4 years. It could help you fund your expansion plans or extend the cash runway without giving up new equity.  

Financial health check for business

Designed to give a better sense of your financial goals, plans and needs. The check is free, confidential and can show you key areas of focus for your business. 

Access to Markets

Tap into our expertise

Our teams of experts cover  various sectors across the UK, so you can chat to us about specific products and planning for your business sector, and tap in to our local knowledge too.

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Could you trade internationally?

Overseas markets could offer huge opportunities. Our tips and advice could help you to get started trading abroad, and we’ve also got useful insights if you’re thinking about exporting.

More about exporting

We could help with trade loans, bonds, letters of credit and lots more to get you going.

Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

 

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Partner Banking

If you need a bank account in a country that we don''t serve directly, we can help by introducing you to one of our Partner Banks. It makes it easier to:

  • Support a subsidiary's banking needs
  • Pay local suppliers
  • Pay staff and local expenses
  • Process receivables from in country clients
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Economic Outlook

Keep up-to-date on the economy with our Economic Outlook series.

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Infrastructure

Relationship manager

A skilled and experienced Relationship Manager (RM) will look at the way your business currently runs and spot things that could change for the better. With specialist expertise in your sector, they'll help to understand how you can scale and provide the support and resources to get you there. Speak to your RM if you need their guidance or call the Businessline team.

Products that could help you scale

Make payments with NatWest Payit

Payit™ provides you with a new way to send and receive online payments through open banking. It helps to reduce the cost of fraud, improve your cash flow and removes the need for you to store customers' financial information.

Eligibility criteria, T&Cs and fees apply.

Better banking for businesses with Bankline

Bankline is an enhanced digital platform, tailored to your business. You can view all your accounts on one profile, create multiple users with customised roles, make payments of all sizes securely and link Bankline with your existing accounting software.

Eligibility criteria and fees apply.

Take payments easily with Tyl

More customers than ever are looking for digital ways to pay for goods and services. Our simple solution, Tyl takes payments in-store, online or over the phone. 

Eligibility criteria, fees and T&Cs apply

Discover support from Mentor Digital

Full digital access to consultants, tools, resources, calculators and e-learning modules from HR to health and safety and employment law.

Some Mentor service incur a cost. 

NatWest Carbon Planner

Carbon Planner is a tool that is free to use for any UK business. It could support your high growth business to become a more sustainable and climate conscious organisation, and could help you to identify potential cost and carbon savings too.

Premier Banking

Premier Banking is an elevated service that gives high-growth businesses access to a dedicated team of Premier Banking managers who can support them with their financial goals and objectives and assist with the moments that matter.

Premier eligibility & specific account eligibility criteria apply. 

Talent and Leadership

Scaling inspiration from our Business Hub

With a range of articles covering all sorts of business news and views, a couple of minutes reading could help you discover something new when it comes to scaling your business. You'll find guidance, market trends, sector news and lots more.

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Join our Entrepreneur Acclerator

Our Accelerator programme supports entrepreneurs to scale their business to the next level with support from our brilliant team who will back you all the way.

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Workplace pensions

Workplace pensions can be an effective way of both attracting and retaining talent within your business. NatWest have a majority stake in Cushon, an innovative workplace pension provider, who may be able to help. You can read more about Cushon on their website.

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Tap into your business' potential

Created for business owners, senior managers and leaders from all business sectors, this 90% government-funded 12 week course is run by leading business schools across the UK. It could help you develop strategies for growth and innovation to digital adoption. 

Your business will need to be an SME running for at least a year, employing between 5 and 249 people. And you must be a senior decision maker with at least 1 direct report. Only 1 person can attend per business.  After the 90% government funding the cost of the course is £750.

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Are you planning for business exit?

You’ve built, grown and owned your business, but planning your next step is a big decision. What about saying goodbye to it? The Business Exit Programme set up by Coutts could support you to take the first steps. Their experts are sharing their knowledge on areas like selling your business, preparing to leave it, and tips to navigate your finances for free.

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Not a customer yet?

We've been supporting businesses for more than 50 years, and helping them scale. Our range of business bank accounts lets you choose from accounts aimed at start-ups and communities, or there's our classic business account. There's no minimum monthly fee and it's easy to bank using our mobile app. 

Business banking is available to eligible customers who are over 18. Specific account and service eligibility criteria apply.

Our partners

Beauhurst 

Beauhurst is the ultimate UK private company data source. Thousands of professionals use Beauhurst data to discover, track, and understand the UK's high-growth companies.

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SUI

The ScaleUp Institute is a private sector, not-for-profit company focused on making the UK the best place in the world to scale up a business.

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