Investing your way with NatWest
Choose how much you want to invest and how to hold your investments - in a Stocks and Shares ISA or a General Investment Account.
- Choose from five ready-made funds, from defensive to adventurous.
- We keep fees low so you keep more of any money you make.
- Keep track, add more money, and set up or change monthly payments whenever you like with 24/7 online access.
What is a Stocks and Shares ISA?
Tax-efficient way to invest
A Stocks and Shares ISA allows you to invest without paying UK Income Tax or Capital Gains Tax on any money you make from the investment.
But there’s a limit on what you can invest in ISAs in any given tax year, for the current tax year it's £20,000 (this is the total for both Cash ISAs and Stocks and Shares ISAs).
What is a General Investment Account?
A flexible way to invest when you've used your ISA allowance
There’s no upper limit to the amount you can invest in a General Investment Account. However UK Income Tax and Capital Gains Tax may be payable.
You can hold investments in a Stocks and Shares ISA and a General Investment Account.
Tax reliefs referred to are those applied under current legislation, which may change. The availability and value of any tax relief will depend on your individual circumstances.
Choose investment options
- Invest up to £20k in the current tax year with a Stocks and Shares ISA.
- Invest as much as you like with a General Investment Account.
Start investing from £50
- Your investments are managed by Coutts investment managers.
- Five ready-made low fee funds, from defensive to adventurous.
- Withdraw at any time, although investing is designed for the long term.
Responsible investing
- Integrates environmental, social and governance practices into the investment approach.
- Committed to achieving Net Zero by 2050.
1. Five ready-made funds
Find out about our five funds in more detail below.
2. Have you invested before?
3. Choose the investment account
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These forecasts show what you could get back in different market conditions and aren’t a guarantee of a set return. The value of investments can fall as well as rise, and you may not get back the full amount you invest. More about your forecast.
Here's an example
If you invest £1,000 in to our NatWest Invest Stocks and Shares ISA, then we estimate that it'll cost approximately £6.20 a year to invest with us.
How to start investing
Any questions?
Learn more about investments
Whether you’re an experienced investor or just finding out what investing is, we’ve got a range of articles to help you understand more about investing.
We regularly update our articles depending on what’s happening in the market so check back for future updates.