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Interest-free up to £2,000
Interest-free arranged overdraft up to £2,000 (£500 in your first term).
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Interest-free up to £3,250 from year 3
Students can apply for up to £3,250* interest-free from year three onwards.
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Applying is really quick
Applying through Online Banking takes around 5 minutes.
Get an instant decision if you bank online with us.
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Fast access to funds
If your overdraft is approved, it'll normally be available the next working day, but there are some exceptions to be aware of.
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Overdrafts are a way of borrowing money and you're responsible for repayments if you decide to use one. If you're unable to repay what is owed, you could impact your credit score, which most lenders use to decide whether they'll lend to you.
Features and benefits
Tools to help you out
Check your chances of being accepted before applying
Use our eligibility checker tool and find out if you’re likely to be approved before you apply. It takes just a few minutes and won’t impact your credit rating.
Find out how much interest you're likely to pay
Use our overdraft cost calculator to see how much interest you’d pay based on your own circumstances and borrowing amount.
Now, please take a look at this important info
Please take some time to review, print and/or save the below important documents.