Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Switch your deal
Ready to switch your mortgage to a different deal, or just want a look at what we have on offer?
Get started by logging in to our 'Manage my Mortgage' system and get a personalised quote in only a few minutes.
Alternatively, if you'd rather talk to someone about switching your mortgage product, you can talk to one of our advisers.
To log in all you'll need is:
Your mortgage account number
Surname
Date of birth
Your mortgaged property postcode.
Our mortgage promise...
Thinking of borrowing more on your mortgage?
You can apply to borrow more, on the same rate, when you choose a new mortgage deal. Both applications can be done at the same time. Make an appointment with one of our mortgage professionals who can help you further.
Where there is a consent to let on the property, borrowing is restricted to home improvements, raising equity to buy another property or buying out an existing holder/partner.
The following conditions apply:
- Applications for additional borrowing are subject to the loan to value and must meet our current lending requirements, which include being resident in the UK.
- Minimum amount is £10,000. (A personal loan could be an option if you need less).
- Terms available from 3 years up to 40 years (35 if it's an interest only or Buy to Let mortgage).
- Additional borrowing is available on a capital and interest repayment basis. You may be able to borrow more on an interest only basis, subject to criteria.
You can choose to switch online if:
Your current Residential or Buy-to-let mortgage deal is coming to an end.
Your mortgage deal has ended and you're currently paying our Standard Variable Rate (SVR).
You’re happy to choose your new deal yourself without advice.
You need to talk to us if:
You would like advice about choosing a new deal.
You're 'in deal' but would like to consider breaking out to switch to a new deal.
You have a NatWest Offset mortgage.
Contact our Mortgage Team
By calling us
Lines are open:
8am - 6pm (Mon - Fri)
9am - 4pm (Sat)
Closed (Sun)
Except bank holidays.