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- Access to our most popular, award-winning account.
- Free of monthly fees.
- Quick to set up and easy to use.
Must be 18+ and a UK resident to apply.
Switch to NatWest today
There are plenty of reasons to switch your bank account. You may be looking for introductory offers or improved customer service.
If you're switching your current account to NatWest, we'll do the hard work for you and you'll barely need to lift a finger:
You can see our range of current accounts here, if you successfully switch, you can:
Use the mobile app to pinpoint your spending hotspots and see a personilised view of what you've spent, and how you're doing against various budgets you have set for the month, in the 'Highlights' tab of spending.
Criteria apply
You can explore our savings accounts available to Natwest customers.
Account eligibility criteria apply
NatWest customers can subscribe to Rooster Money fee free, usually £19.99 a year subscription fee. Rooster Money is an account for children age 6-17.
Learn more about Rooster Money
Eligibility criteria apply.
Other fees may apply.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Whether you’re a new or existing customer, it’s easy to switch bank accounts to us. Here’s how to get started, with or without a NatWest account.
Simply choose an eligible account below and follow the instructions to start your application. You'll be able to request the switch during your application. If you're not sure which type of account is best for you, we can help you compare current account types.
Must be 18+ and a UK resident to apply.
To apply, you need to be 18+ and a UK resident. You need to also pay in £1,250 to an eligible NatWest account every month. You can only hold a maximum of 1 Reward account in your name, and 1 joint names.
Must be 18+ and a UK resident to apply. Premier Banking criteria applies.
Do you have a NatWest Select, Reward, Reward Silver, Reward Platinum, Premier Select, Premier Reward or Premier Reward Black account? If you have the details of the account elsewhere that you want to switch in, you can start the process straight away.
The Current Account Switch Service is an independent service that helps seamlessly move your bank account from one provider to another. It aims to make switching current accounts a smooth and reliable process, no matter which bank you are switching to and from.
Banks signed up to the Current Account Switch Service offer a guarantee whenever you move accounts between them. It means that we promise:
To reduce friction, we’ll transfer most of your banking commitments when you change a bank account with us. But it’s important to remember that not everything can be moved across.
Here are the main things that will redirect automatically:
These won't redirect automatically:
You’ll require a few key details before you can switch current accounts with NatWest. It’s useful to gather the following together:
Changing bank accounts doesn’t have to involve a complete switchover from one provider to another. In fact, it’s possible to make partial switches too. Here’s a quick look at the main differences between full and partial switches.
This is where you move your balance and existing payments to a new account. The old account is closed, concluding your relationship with that provider. This option is for those who want to make a clean break from their previous bank and keep everything together in one place.
With a partial switch, you open a new account but keep the old one open too. You can choose to move all of your payments across to us or leave them with your existing bank. This option leaves you with two current accounts and more flexibility over where you can make payments from. But it means your arrangements will be split between two places.
Please note, a partial switch does not qualify for any switch incentives we may offer.
We offer plenty of options when switching a bank account. Check out our full range of bank accounts.
You can use the Current Account Switch Service to switch your current account from and to any of the participating banks and building societies. Joint accounts can be switched, as long as both parties agree to the switch and you are switching to another joint account. It is not possible to use the service to switch a joint account to an account in your name only.
We can't switch savings accounts either. Any other products you have with your old bank will not be moved at the same time. If you have an ISA with another provider you can transfer it to NatWest using our transfer process here.
If you use the Current Account Switch Service, your previous bank account will need to be closed as part of the process. By doing so, we can make sure any payments are transferred over and minimise confusion.
If you would rather keep both accounts open, it’s not possible to do so using the Current Account Switch Service, but we can still do a partial switch. Speak to us and we can explain your current account switching options.
Please note, a partial switch does not qualify for any switch incentives we may offer.
When you switch bank accounts, any existing payments (both incoming and outgoing) are moved to your new current account. When a payment moves across, we’ll send the originator a message to let them know about your switch so they can make any changes at their end.
Some organisations may want to get in touch to confirm that your account has moved. If you don’t want them to have your details, please let us know.
When switching current accounts, your old account will still be active and usable up to and including Day 6. So, you can still pay with your card, and use online banking and mobile banking.
Just remember not to set up any new payments on your old account, as we can’t transfer new payments across.
You will need to ensure your details are up to date with your old bank. For example, if you have moved house and have not informed your old bank of your new address.
You will also need to declare all existing parties on your account and have details of any active debit cards held with your bank.
If you have allowed third parties to access your data, you will need to cancel any arrangements and set them up again with your new account details. You will need to get in touch with these providers directly.
In addition, because not every bank will support third-party providers’ services, some may not be able to access details of your new bank account.
It may be possible to switch bank accounts with an existing overdraft. However, it’s often done on a case-by-case basis. So, you’ll need to confirm with your new bank first. In cases where it’s not allowed, you will have to repay the overdraft before starting an account switch.
Any Direct Debits should automatically move across to your new provider after switching bank accounts. This is part of the Current Account Switch Service and is designed to save you time and hassle. Standing orders should also transfer across automatically.
Direct Debits and Standing Orders won’t appear on your account until the first payment has been taken. If you want to check your Direct Debits or Standing Orders have successfully transferred over, you can chat to Cora our digital assistant, who will be able to help you check.
There is no set limit on the number of times you can switch your current account. And it might be tempting to keep taking advantage of different introductory offers. However, it may leave a mark on your credit record if you overdo things.