Proud partner of Team GB.
Overlay
NatWest Premier banking
Explore the strengths of Premier banking
Before you apply for Premier
You'll need to be aged 18 or over and a permanent UK resident.
And meet ONE of the following criteria:
1. Your income
Minimum £100k sole income or £120k joint income paid into your NatWest account.
2. Savings or Investments
Minimum £100k savings or investments held with us.
3. Mortgage borrowings
£500k minimum mortgage borrowing with us.
Bringing ambitions to life
Life. You can make it happen. And it can happen to you. Our free Premier Banking service could help you manage your money and make it do more for you. With your own Premier Banking Manager and 24/7 support we’re here to provide financial help when you need us. For you and your family.
Precious people and places
Family, loved ones, and your hopes and dreams for them, can be some of the most important priorities in your life. Premier Banking could help make the most of your finances to provide for the people who matter most to you.
Turn your plans to reality
Plans come in all shapes and sizes; education, cars, homes, holidays and retirement. Whatever you aim to achieve, Premier Banking could provide you with the right support to help you bring them to life.
Protecting what matters
Taking care of what matters to you, matters to us. We could help you protect your finances or provide the cover you need for your car, home and all your treasured possessions.
How to apply
Open a new Premier account
If Premier is right for you and you're ready to apply, why not take a look at our Premier accounts and find one that suits you?
Already a NatWest customer?
You could change your existing account to a Premier one. If you know your Online Banking log in details we could pre-fill some of the application for you too.
Compare Premier accounts
Premier Select account
Keep it simple with all the benefits of Premier
Mobile Banking app that's simple to use. Criteria applies.
Pay your way; Apple Pay, Google Pay™ and Contactless Debit Card. Limits apply.
No monthly fee.
Information Message
Premier Reward account
Earn Reward plus all the benefits of our Select account
For a £2 monthly fee, you'll get:
£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each
£1 a month back in Rewards when you log in to our mobile banking app
Earn at least 1% at partner retailers when you use your NatWest debit card
You'll need to pay at least £1250 into your NatWest account every month.
Information Message
Premier Reward Black account
For existing current account customers only
For a £36 monthly fee, you'll get:
All the benefits of our Reward account
Airport lounge access and worldwide travel insurance
UK cinema discount
UK & European car breakdown cover
Mobile phone insurance
24/7 concierge service
Home emergency service cover
Premier Black account app
Information Message
How to switch to NatWest
With another bank? The Current Account Switch Service will move everything from your old account over to us in 7 working days. Just let us know in your application and we'll get everything sorted for you.
Current Account Switch Guarantee (PDF, 39KB)
A Guide to Switching Current Accounts (PDF, 3MB)
For more information visit our dedicated Switch page: Current Account Switching.
You might also be interested in
Questions about Premier
Confirming your identity
At the end of your application we might ask you to provide photo ID, proof of address and take a short video. We'll then check your details with our security partners HooYu or Digidocs.
Evidence of criteria met
To help us understand your needs and evidence the criteria you meet, please have the relevant financial documentation to hand (for example: statements, tax returns, bank statements).
Once you've completed your new Premier account application, we'll give you a call within two working days to talk about how Premier could help you.
If you are moving to the UK within the next 3 months, we would be able to welcome you to Premier banking once you have arrived in the country. Please contact our Premier banking team who will be happy to help.
If you are not moving to the UK, we would not be able to offer you the Premier service.
If you are living outside the UK but still within the EU. You could still open an account with NatWest.
Financial Services Compensation Scheme
Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Read about the scheme and how it protects your money (PDF, 3.8MB).
Information Message