To apply for a loan online, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months).
Exclusive loan rates
If you are a Premier customer, we may be able to offer you a preferential rate on your loan.
How do I see my personalised rate?
- If you're applying for a loan in either your sole name or joint names you can see your personalised rate at the start of your online application
Apply online in 10 minutes
It can take around 10 minutes to apply online when you use Online Banking, and we'll pre-fill some of your information to make your application faster.
Money in your account the same day
You could get your loan funds on the same day if you apply online, are unconditionally accepted and sign your loan documents before 5.45pm Mon – Fri (excludes Bank Holidays).
Sometimes we need to contact you for more information, so it can take a little longer.
Borrowing terms
Get a free personalised quote
Find out if you're likely to be approved for a loan and get your personalised rate at the start of your application. It only takes a few moments and there's no impact on your credit score.
Loans over £60,000
We offer loans over £60,000 exclusively to our Premier customers.
How do I apply for a loan over £60,000?
- Please contact your Premier Banking Manager if you would like to discuss how to apply for a loan over £60,000
How much you're able to borrow will depend on your individual circumstances.
In Person
For loans over £50,000 or for more complex matters please contact your dedicated premier banking manager who will be able to assist you.
Over the phone
Exclusive 24/7 support for all of your banking needs at a time convenient for you by calling Premier24 0333 202 3330
Chat to us
When you are on the phone and you need that question answered or are multi tasking, webchat with us.