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Premier Loans

Make your big dreams a reality with a premier loan

Representative 6.6% APR

This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Premier banking customers may qualify for a preferential rate.
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Why get a premier loan with NatWest

Exclusive loan rates

If you are a Premier customer, we may be able to offer you a preferential rate on your loan. 

How do I see my personalised rate?

  • If you're applying for a loan in either your sole name or joint names you can see your personalised rate at the start of your online application
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Apply online in 10 minutes

It can take around 10 minutes to apply online when you use Online Banking, and we'll pre-fill some of your information to make your application faster.

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Money in your account the same day

You could get your loan funds on the same day if you apply online, are unconditionally accepted and sign your loan documents before 5.45pm Mon – Fri (excludes Bank Holidays). 

Sometimes we need to contact you for more information, so it can take a little longer.

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Borrowing terms

This is the length of time your personal loan agreement is in place for. Our minimum and maximum terms for certain loan amounts are shown below.

Get a free personalised quote

Find out if you're likely to be approved for a loan and get your personalised rate at the start of your application. It only takes a few moments and there's no impact on your credit score.

Loans over £60,000

We offer loans over £60,000 exclusively to our Premier customers. 

How do I apply for a loan over £60,000?

  • Please contact your Premier Banking Manager if you would like to discuss how to apply for a loan over £60,000 


How much you're able to borrow will depend on your individual circumstances.

Contact us in a way that suits you, at a time that suits you.

In Person

For loans over £50,000 or for more complex matters please contact your dedicated premier banking manager who will be able to assist you.

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Over the phone

Exclusive 24/7 support for all of your banking needs at a time convenient for you by calling Premier24 0333 202 3330

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Chat to us

When you are on the phone and you need that question answered or are multi tasking, webchat with us.

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Let's get ready to apply

Before you apply, we need to check you're happy with a few things.

We'll start with your free quote

At the start of your application, we’ll let you know if you could get a loan – and your personalised rate – without affecting your credit score. It’s then up to you if you want to go ahead.

First, you can apply online if you:

  • are 18+ and a UK resident with a NatWest current account (held for 3+ months).
  • have not been declared bankrupt in the last 6 years
  • have not applied for a personal loan with us within the last 28 days

Now please read a few other important things:

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application. 

Ready to apply?

Do you have NatWest online banking?
If you know your online banking details we can pre-fill some of your info - making the application process faster.
Are you applying on your own?

Great, let's get started

You're about to start your application so just a heads up:

To apply for a joint loan applicants must both:

  • be 18+ and a UK resident;
  • hold a NatWest current account for at least 3 months+
  • have not been declared bankrupt in the last 6 years; and
  • not have applied for a loan in the last 28 days
  • You'll need your Online Banking details to log in

The main applicant (the person about to start the application) should have both of your addresses, incomes and outgoings to hand. 

Let’s get you signed up for Online Banking

You’ll need to sign up for online banking with us in order to apply for a loan. The good news is that it normally takes only 5 minutes and all you’ll need is your sort code, account number and your NatWest Debit Card, if you have one.

 

Once you’ve registered, select ‘next’ to log in and apply for a loan.

Are you applying on your own?

Fantastic, you're all set

 

Just a heads up - You will need your online banking details to log in and complete your application.

You're about to start your application so just a heads up:

To apply for a joint loan applicants must both:

  • be 18+ and a UK resident;
  • hold a NatWest current account for at least 3 months+
  • have not been declared bankrupt in the last 6 years; and
  • not have applied for a loan in the last 28 days
  • You'll need your Online Banking details to log in

The main applicant (the person about to start the application) should have both of your addresses, incomes and outgoings to hand.