Get the most out of your 2024/2025 tax-free ISA allowance.
Rates up to 4.45% AER Tax-free p.a. (fixed) on balances from £1,000 if you fix your savings for 1 year with our Fixed Rate ISA. 2 year Fixed Rate ISA also available.
Or explore our Instant access ISA and start saving from as little as £1.
See product information below. Specific eligibility criteria and early closure charges may apply.
Life is full of big moments, and putting money aside regularly could help you be ready. But there’s no one-size-fits-all, you might:
Whatever the goal we could have a NatWest Savings or Investment Account for you.
AER/Gross p.a (variable)
Exclusively for current account customers, aged 16 and over. UK residents only.
Use this fixed-interest savings account to:
Save for a fixed term of 1 or 2 years
Fix your savings interest rate, so you know the amount of interest you'll get paid
Get interest paid on your savings annually
Take advantage of your tax-free savings allowance
AER/Tax-free p.a. (fixed)
You must be 18 or over and a UK resident for tax purposes. You can only subscribe to one cash ISA with NatWest Bank in any tax year up to £20,000. Not eligible for Round Ups.
Use this savings account to:
Make the most of your tax-free savings allowance
Have instant access to your savings
Get interest paid monthly on your savings
AER/ Tax free p.a. (variable)
You must be 18 or over and a UK resident for tax purposes. You can only subscribe to one cash ISA with NatWest Bank in any tax year up to £20,000. Not eligible for Round Ups.
Use this savings account to:
Fix your interest rate, so you know the amount of interest you'll get paid
Have interest paid monthly on your savings, as well as at maturity
Choose a term that will suit you - for either 1 or 2 years
Key Info:
Fix your savings pot on balances between £1 - £5,000,000
Terms of 1 or 2 years
£1 min. deposit
AER/Gross p.a. (fixed)
You must be 16+ and a UK resident. Early closure charges may apply. Not eligible for Round Ups.
Use this savings account to:
Save regularly, accessing your money anytime
Get interest paid monthly on your savings
Earn higher interest when saving £25,000 and over
Top up your savings with Round Ups
Exclusively for current account customers, aged 16 and over.
At a glance:
Instant access
Apply online in 5 minutes
Start with just £1
AER/Gross p.a (variable)
Use our investment account to:
Help you meet your long term financial goals
Make the most of tax-efficient investing
Help protect your money from the effects of inflation
The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.
Use this savings account to:
Help children learn how to save
Earn interest on their pocket money
Top up with Round Ups
AER/Gross p.a. (variable)
Eligibility criteria and conditions apply.
Savings have the advantage of being dependable, predictable and easy to access. If you know you'll need a set amount of money in the next 12 months, for example, then regularly depositing in a savings account may be the best solution. Savings will grow over time as more money is put away and interest accrues on your balance.
If you are saving for a longer-term goal, typically five years or more, investing your money has the potential to grow your money and help protect your buying power from the effects of inflation.
The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.
Ready to start saving and take control of your financial future? Check out our guide to discover the benefits of using a savings account, how to save regularly, and how your savings can earn you interest.
Got specific financial goals but don't know where to start? We're here to help. Discover the best strategies for saving towards your goals, and get tips for staying motivated along the way. Plus, explore tools and resources that could help track your progress and achieve your savings goals faster.
Find out how you can use our Savings Goal Tool using your mobile app as well as other top tips to help you save. You can log in and manage or close your savings account and learn about your personal savings allowance.
Your eligible deposits held by a UK establishment of NatWest are protected up to a total of £85,000, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
Find out more (PDF, 3k KB) about the scheme and how it protects your money.
Investments through NatWest Invest may also be covered by the Financial Services Compensation Scheme in some scenarios. You can find out more here.
