Our friendly Premier 24 team are all human, without a bot in sight, and our voice recognition technology means talking to them about your day-to-day needs is even more secure. Call any day, any time. They're always here to help.
Voice ID is available to Telephone Banking customers aged 18 and over.
Whether it's discovering ways to make your money grow, or planning your next new goal, a Premier Manager could help you take your money to the next level so that it serves the needs of you and your family.
You could secure preferential product rates, increased payment limits. Also, there's no non-Sterling transaction fee when you make a payment outside the UK or in a foreign currency. ATM withdrawal charges apply and local fees may apply.
Plus, we could connect you with a network of NatWest specialists who could help you take your wealth even further. A fee may apply for this service.
To apply you must be 18 or over, a permanent UK resident and you must have ONE of at least:
Specific eligibility applies. To earn Rewards on the Premier Reward account, you need to pay in at least £1250 to an eligible NatWest account every month. To upgrade to Reward Black, you need to be an existing NatWest current account customer. The no non-Sterling transaction fee when you make a payment outside the UK or in a foreign currency (ATM withdrawal charges apply and local fees may apply) benefit is available on the Premier Select and Premier Reward Black accounts only.
Arranged overdraft with £500 interest-free buffer available (subject to status)
Contactless Premier Debit Card, Apple Pay and Google Pay™ (limits apply)
Premier banking app (criteria applies)
No non-Sterling transaction fee when you make a payment outside the UK or in a foreign currency. ATM withdrawal charges apply and local fees may apply.
Overdraft: Representative APR: 20.1% (variable). Other charges may apply.
How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Arranged overdraft available (subject to status)
Contactless Premier Debit Card, Apple Pay and Google Pay™ (limits apply)
Premier banking app (criteria applies)
Earn up to £9 a month back in Rewards for 2 or more Direct Debits – 2 of those Direct Debits need to be at least £4.50 each. Plus, earn an extra £1 a month back in Rewards with 1 mobile app log in.
Arranged overdraft with £500 interest-free buffer available (subject to status)
Contactless Premier Debit Card, Apple Pay and Google Pay™ (limits apply)
Premier banking app (criteria applies)
Earn rewards for spending with our partner retailers
24/7 concierge service with Lifestyle Managers
Worldwide family travel insurance
Airport lounge access with DragonPass Premier+
UK and European breakdown cover
No non-Sterling transaction fee when you make a payment outside the UK or in a foreign currency. ATM withdrawal charges apply and local fees may apply.
An exclusive mobile app for managing your benefits.
Overdraft: Representative APR 20.1% (Variable). Other charges may apply.
How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Life’s full of surprises. So if you ever need a little financial flexibility to help deal with something unexpected, we’re here for you. Customers with a Premier Select account (no monthly fee) or the Premier Reward Black account (which costs £36 a month) pay no interest on the first £500 of their arranged overdrafts.
Premier banking and specific account eligibility apply. Overdraft subject to status, 18+, other charges may apply. How do our overdrafts compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Some dreams can't wait. If you're thinking of taking out a loan, we might be able to give you preferential loan rates. Check at point of application or ask a Premier Manager for details.
To apply for a loan online, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months). Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.
Book in a Financial Health Check with a Premier Manager and feel the difference Premier can make. We'll have a face-to-face or online chat with you about your goals to identify real opportunities that could help your money grow.
Plus, we'll connect you with our network of NatWest specialists to help take your plans even further. Eligibility criteria and restrictions apply. Our initial meetings are free, but fees apply should you take advice from us.
Chat to us to:
Telephone: 0333 202 3330
International: +44 161 933 7239
Relay UK: 18001 0333 202 3330
Or talk to us via Webchat.
